Choosing the right amount of Optional Life insurance coverage is among the most important decisions you can make for your family. If they were to suddenly lose you they would also lose your paycheck. Life insurance can help provide income and financial support to your family in a difficult time, helping to ensure that mortgage or college loans are paid, funeral costs and final expenses are covered, and lost income is replaced.

During Open Enrollment from July 1-31, 2022, active employees will have the opportunity to enroll in or increase their Optional Life insurance coverage without providing Evidence of Insurability (EOI).

  • If you are not currently enrolled in Optional Life, or if your Optional Life amount is less than 4x your annual salary, you may elect up to 4x your annual salary without providing EOI;
  • If you are currently enrolled in 4x or above and would like to increase to 5x or 6x your annual salary, EOI will be required

This year’s special enrollment opportunity is available to active employees only, and for this Open Enrollment period only. For more detailed information visit the The Hartford website.