Open Enrollment

NEW for FY2027

• For FY2027, premiums, including employee contributions, for the A&M Care Plan will increase slightly. Premiums for the A&M Dental Plan will also see a modest increase.

• Beginning September 1, 2026, Basic Life coverage for employees will increase from $7,500 Life and $5,000 AD&D to $50,000 Life and $50,000 AD&D. Basic Life coverage for retirees will increase from $7,500 Life and $5,000 AD&D to $10,000 Life and $10,000 AD&D.

A personal Health Advocate
Employees and covered dependents in the A&M Care Plan will now have access to a Health Advocate from Blue Cross and Blue Shield of Texas at no additional cost. Your Health Advocate works with and for you to remove barriers and cut through red tape in the health care system, so you and your family can get the care you need. The goal is to make your health care journey a smooth experience. Health Advocates can help:

• Guide you through a new diagnosis.
• Find a doctor or specialist and schedule an appointment.
• Connect with mental health experts to manage stress, depression, autism, substance misuse or other mental health issues.
• Answer benefit questions or solve a problem with a claim or a bill.

REMINDERS

Flexible Spending Accounts (FSAs)
If you would like to remain enrolled in a Flexible Spending Account, you must re-enroll every year.

Naming a Beneficiary
It is important to name a beneficiary for life insurance, and the fastest way for your beneficiary to obtain your benefit in the event it is needed. Open Enrollment is a good time to check your beneficiaries and ensure they are up to date.