{"id":40545,"date":"2026-01-06T13:25:58","date_gmt":"2026-01-06T19:25:58","guid":{"rendered":"https:\/\/www.tamus.edu\/benefits\/?page_id=40545"},"modified":"2026-05-22T13:02:44","modified_gmt":"2026-05-22T18:02:44","slug":"retirement-programs","status":"publish","type":"page","link":"https:\/\/www.tamus.edu\/benefits\/retirement-programs\/","title":{"rendered":"Retirement Programs"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"40545\" class=\"elementor elementor-40545\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0340f77 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0340f77\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2ef5dd5\" data-id=\"2ef5dd5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f1e0be0 elementor-widget elementor-widget-text-editor\" data-id=\"f1e0be0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You have a choice of additional optional retirement plans which are intended to supplement your mandatory retirement plan (TRS or ORP) as a Texas A&amp;M University System employee. This page provides information on preparing for retirement, moving through the transition to retirement, and post-retirement. You can also view our <a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/website\/RetirementBooklet.pdf\">Retirement Booklet<\/a> for more information.<\/p><p>Questions about any of this information? Email\u00a0<a href=\"mailto:employeebenefits@tamus.edu\">employeebenefits@tamus.edu<\/a>\u00a0and we will forward your message to the appropriate Human Resources office.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-600011f elementor-widget elementor-widget-eael-adv-accordion\" data-id=\"600011f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-adv-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <div class=\"eael-adv-accordion\" id=\"eael-adv-accordion-600011f\" data-scroll-on-click=\"no\" data-scroll-speed=\"300\" data-accordion-id=\"600011f\" data-accordion-type=\"accordion\" data-toogle-speed=\"300\">\n            <div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"retirement-programs\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"1\" aria-controls=\"elementor-tab-content-1001\"><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Retirement Programs<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-1001\" class=\"eael-accordion-content clearfix\" data-tab=\"1\" aria-labelledby=\"retirement-programs\"><ul><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/website\/RetirementBooklet.pdf\" rel=\"noopener noreferrer\">Retirement Programs Booklet<\/a><\/li><li class=\"et_pb_toggle_title\">Mandatory Programs \u2013 TRS and ORP<ul><li><a href=\"https:\/\/www.highered.texas.gov\/about-us\/human-resources\/orp-resources-and-information\/\" rel=\"noopener noreferrer\">An Overview of TRS and ORP for ORP-Eligible Employees<\/a><\/li><li><a href=\"https:\/\/www.trs.texas.gov\/\" rel=\"noopener noreferrer\">TRS website<\/a><\/li><li><a href=\"https:\/\/reportcenter.highered.texas.gov\/agency-publication\/guidelines-manuals\/orptrs-contribution-rate-history-chart\/\" rel=\"noopener noreferrer\">ORP\/TRS Contribution Rate Chart<\/a><\/li><li><a href=\"https:\/\/www.tamus.edu\/benefits\/retirement-programs\/selecting-an-orptda-vendor\/\">Selecting an ORP Vendor<\/a><\/li><li><a href=\"https:\/\/www.tamus.edu\/benefits\/retirement-programs\/orptda-approved-vendors\/\">ORP Vendors List<\/a><\/li><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/pdf\/retirement\/GuidelinesXferRollover.pdf\" rel=\"noopener noreferrer\">Guidelines for ORP Transfers and Rollovers<\/a><\/li><\/ul><\/li><li class=\"et_pb_toggle_title\">Voluntary Programs \u2013 TDA and DCP<ul><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/pdf\/retirement\/TDA-DCPoverview.pdf\" rel=\"noopener noreferrer\">Overview of TDA and Texa$aver DCP<\/a><\/li><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/pdf\/retirement\/DeferralLimitsChart.pdf\" rel=\"noopener noreferrer\">Maximum Contribution Limits for TDA and Texa$aver DCP<\/a><\/li><li><a href=\"https:\/\/www.tamus.edu\/benefits\/retirement-programs\/texasaver-dcp\/\">Texa$aver DCP<\/a><\/li><li><a href=\"https:\/\/www.tamus.edu\/benefits\/retirement-programs\/orptda-approved-vendors\/\">TDA vendors list<\/a><\/li><li><a href=\"https:\/\/www.tamus.edu\/benefits\/retirement-programs\/selecting-an-orptda-vendor\/\">Selecting a TDA Vendor<\/a><\/li><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/pdf\/retirement\/GuidelinesXferRollover.pdf\" rel=\"noopener noreferrer\">Guidelines for TDA Transfers and Rollovers<\/a><\/li><li><a href=\"https:\/\/docs.empower-retirement.com\/EE\/TexasWR\/DOCS\/Get-Started-for-Higher-Education-Employees.pdf\">Texa$aver Comparison for the 403b and and 457\u00a0<\/a><\/li><\/ul><\/li><li class=\"et_pb_toggle_title\">Plan Information for ORP\/TDA<ul><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/pdf\/retirement\/A&amp;MSystemTDA-WrittenPlan.pdf\">Plan Document for the TDA Program (PDF)<\/a><\/li><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/pdf\/retirement\/A&amp;MSystemORP-WrittenPlan.pdf\">Plan Document for the ORP\u00a0 (PDF)<\/a><\/li><li><a href=\"https:\/\/www.highered.texas.gov\/about\/human-resources\/careers\/optional-retirement-program\/\">Rules and Regulations for ORP<\/a><\/li><\/ul><\/li><\/ul><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"planning-to-retire\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"2\" aria-controls=\"elementor-tab-content-1002\"><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Planning to Retire<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-1002\" class=\"eael-accordion-content clearfix\" data-tab=\"2\" aria-labelledby=\"planning-to-retire\"><p>You can retire and begin to receive TAMUS retiree benefits once you meet eligibility criteria. Please review,\u00a0\u00a0<a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/pdf\/publications\/AGuide.pdf\">A Look Ahead: A Guide to Retiring from the A&amp;M System<\/a>\u00a0to become familiar with rules under current state law.<\/p><ul><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/pdf\/publications\/AGuide.PDF\" rel=\"noopener noreferrer\">A Look Ahead: A Guide to Retiring from the A&amp;M System<\/a><\/li><li><a href=\"https:\/\/www.trs.texas.gov\/Pages\/active_member_planning_retirement.aspx\" rel=\"noopener noreferrer\">TRS \u2013 Planning Your Retirement<\/a><\/li><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/pdf\/retirement\/FAQ.pdf\" rel=\"noopener noreferrer\">Frequently Asked Questions<\/a><\/li><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/pdf\/retirement\/UniversalAvailibility.pdf\" rel=\"noopener noreferrer\">Universal Availability Notice\u00a0<\/a><br \/><a href=\"https:\/\/www.myretirementmanager.com\/?tamu\">Retirement Manager<\/a> (online retirement savings tool for ORP\/TDA participants)<\/li><li><a href=\"https:\/\/www.sec.gov\/investor\/tools.shtml\" rel=\"noopener noreferrer\">SEC Calculators for Investors<\/a><\/li><\/ul><p><strong>Retirement Calculators<\/strong><\/p><ul><li><a href=\"https:\/\/emro.voya.com\/emro\/mro.action?mroTAMORP\" rel=\"noopener noreferrer\">ORP Members (after 8\/31\/95)<\/a><\/li><li><a href=\"https:\/\/emro.voya.com\/emro\/mro.action?mroTAMORP95\" rel=\"noopener noreferrer\">ORP Members (before 9\/1\/95)<\/a><\/li><li><a href=\"https:\/\/emro.voya.com\/emro\/mro.action?mroTAMTRS\" rel=\"noopener noreferrer\">TRS Members<\/a><\/li><li><a href=\"https:\/\/emro.voya.com\/emro\/mro.action?mroTAMVol\" rel=\"noopener noreferrer\">Non-Benefits Eligible<\/a><\/li><\/ul><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"retirement-forms\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"3\" aria-controls=\"elementor-tab-content-1003\"><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Retirement Forms<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-1003\" class=\"eael-accordion-content clearfix\" data-tab=\"3\" aria-labelledby=\"retirement-forms\"><ul><li><a href=\"https:\/\/www.trs.texas.gov\/TRS%20Documents\/form_6.pdf\">TRS 6<\/a>\u00a0Form To be completed by employees to apply for a refund of their TRS contributions.<\/li><li><a href=\"https:\/\/www.youtube.com\/watch?v=kMD_yK7UMuI&amp;feature=youtu.be\" rel=\"noopener noreferrer\">Video \u201cHow to Apply for a Refund\u201d\u00a0<\/a>This video describes the basic steps on how to apply for a refund of your TRS contributions.<\/li><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/\/pdf\/publications\/forms\/12.pdf\" rel=\"noopener noreferrer\">ORP Information Acknowledgment Form<\/a>\u00a0To be completed by new ORP-eligible employees indicating receipt of information regarding the ORP. (HR 12)<\/li><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/\/pdf\/publications\/forms\/13.pdf\" rel=\"noopener noreferrer\">ORP\/TDA Representative Acknowledgment Form<\/a>\u00a0To be completed by prospective authorized representatives wishing to market ORP and\/or TDA Investment funds and submitted to vendors for approval. (HR 13)<\/li><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/\/pdf\/publications\/forms\/15.pdf\" rel=\"noopener noreferrer\">ORP Notification of Change in Employment Status<\/a>\u00a0To be completed by employees participating in ORP who transfer to another institution of higher education in Texas, terminate, retire or request a distribution upon reaching age 70 1\/2 (or completed by the Human Resources or Payroll office in the event of the employee\u2019s death). (HR 15)<\/li><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/\/pdf\/publications\/forms\/16.pdf\" rel=\"noopener noreferrer\">ORP\/TDA Transfer Verification Form<\/a>\u00a0To be completed by employees with ORP and\/or TDA accounts requesting full or partial transfers of account balance(s) to another authorized ORP and\/or TDA vendor(s). (HR 16)<\/li><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/\/pdf\/publications\/forms\/18.pdf\" rel=\"noopener noreferrer\">TDA Notification of Change in Employment Status<\/a>\u00a0To be completed by employees participating in TDA who terminate, retire, or request a distribution upon reaching 59 1\/2 (completed by Human Resources or Payroll office in the event of the employee\u2019s death).(HR 18)<\/li><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/\/pdf\/publications\/forms\/19.pdf\" rel=\"noopener noreferrer\">ORP Vesting Form<\/a>\u00a0To be completed by System Member Human Resources or payroll office. (HR 19)<\/li><li><a href=\"https:\/\/www.trs.texas.gov\/TRS%20Documents\/form_28.pdf\">TRS 28 Election to Participate in ORP<\/a><\/li><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/\/pdf\/publications\/forms\/LumpSumDeferralForm.pdf\">TDA\/DCP One-Time Lump Sum Deferral Form<\/a>\u00a0To be completed by employees who want to defer their lump sum vacation payout to their TDA or DCP account<\/li><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/\/pdf\/publications\/forms\/20.pdf\">ORP\/TDA Military Leave Catch Up Form\u00a0<\/a><\/li><\/ul><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"resources\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"4\" aria-controls=\"elementor-tab-content-1004\"><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Resources<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-1004\" class=\"eael-accordion-content clearfix\" data-tab=\"4\" aria-labelledby=\"resources\"><p><strong>Retirement and Financial Videos<\/strong><\/p><ul><li><a href=\"https:\/\/www.youtube.com\/watch?v=4SNsJmofMvI\">TAMUS Voluntary Retirement Programs<\/a><\/li><li><a href=\"https:\/\/www.trs.texas.gov\/Pages\/403b_active_awareness_videos.aspx\" rel=\"noopener noreferrer\">TRS Financial Wellness Video Series<\/a><\/li><\/ul><p><strong>TDA Loan and Hardship Process<\/strong><\/p><ul><li><a href=\"https:\/\/www.myretirementmanager.com\/?tamu\">Retirement Manager<\/a><\/li><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/pdf\/retirement\/RetirementManagerGuide.pdf\">Instructions on how to use Retirement Manager<\/a><\/li><\/ul><p>Note: Retirement Manager must be used to obtain a loan or hardship withdrawal certificate. A certificate will be issued if you are determined to be eligible for the loan or hardship according to the information provided by your vendor(s). The certificate must be included with your vendor\u2019s form in order to receive the loan or hardship. If you have questions regarding this process, please contact System Benefits Administration at (979) 458-6330.<\/p><\/div>\n\t\t\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ab8051c elementor-widget elementor-widget-video\" data-id=\"ab8051c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=4SNsJmofMvI&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>You have a choice of additional optional retirement plans which are intended to supplement your mandatory retirement plan (TRS or ORP) as a Texas A&amp;M University System employee. This page provides information on preparing for retirement, moving through the transition to retirement, and post-retirement. You can also view our Retirement Booklet for more information. Questions&#8230;<\/p>\n","protected":false},"author":2713,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"show","_kad_post_layout":"default","_kad_post_sidebar_id":"","_kad_post_content_style":"unboxed","_kad_post_vertical_padding":"hide","_kad_post_feature":"hide","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-40545","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Retirement Programs - Benefits<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.tamus.edu\/benefits\/retirement-programs\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Retirement Programs - Benefits\" \/>\n<meta property=\"og:description\" content=\"You have a choice of additional optional retirement plans which are intended to supplement your mandatory retirement plan (TRS or ORP) as a Texas A&amp;M University System employee. 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Questions...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tamus.edu\/benefits\/retirement-programs\/\" \/>\n<meta property=\"og:site_name\" content=\"Benefits\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/tamusystem\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-22T18:02:44+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@tamusystem\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.tamus.edu\\\/benefits\\\/retirement-programs\\\/\",\"url\":\"https:\\\/\\\/www.tamus.edu\\\/benefits\\\/retirement-programs\\\/\",\"name\":\"Retirement Programs - Benefits\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.tamus.edu\\\/benefits\\\/#website\"},\"datePublished\":\"2026-01-06T19:25:58+00:00\",\"dateModified\":\"2026-05-22T18:02:44+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.tamus.edu\\\/benefits\\\/retirement-programs\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.tamus.edu\\\/benefits\\\/retirement-programs\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.tamus.edu\\\/benefits\\\/retirement-programs\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Regents Home\",\"item\":\"https:\\\/\\\/www.tamus.edu\\\/benefits\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Retirement Programs\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.tamus.edu\\\/benefits\\\/#website\",\"url\":\"https:\\\/\\\/www.tamus.edu\\\/benefits\\\/\",\"name\":\"Benefits\",\"description\":\"The Texas A&amp;M University System Network\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.tamus.edu\\\/benefits\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.tamus.edu\\\/benefits\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.tamus.edu\\\/benefits\\\/#organization\",\"name\":\"The Texas A&M University System\",\"url\":\"https:\\\/\\\/www.tamus.edu\\\/benefits\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.tamus.edu\\\/benefits\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.tamus.edu\\\/benefits\\\/wp-content\\\/uploads\\\/sites\\\/146\\\/2026\\\/02\\\/TAMUS-WhiteSeal.png\",\"contentUrl\":\"https:\\\/\\\/www.tamus.edu\\\/benefits\\\/wp-content\\\/uploads\\\/sites\\\/146\\\/2026\\\/02\\\/TAMUS-WhiteSeal.png\",\"width\":700,\"height\":700,\"caption\":\"The Texas A&M University System\"},\"image\":{\"@id\":\"https:\\\/\\\/www.tamus.edu\\\/benefits\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/tamusystem\",\"https:\\\/\\\/x.com\\\/tamusystem\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Retirement Programs - Benefits","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.tamus.edu\/benefits\/retirement-programs\/","og_locale":"en_US","og_type":"article","og_title":"Retirement Programs - Benefits","og_description":"You have a choice of additional optional retirement plans which are intended to supplement your mandatory retirement plan (TRS or ORP) as a Texas A&amp;M University System employee. 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