{"id":40524,"date":"2026-01-06T12:30:54","date_gmt":"2026-01-06T18:30:54","guid":{"rendered":"https:\/\/www.tamus.edu\/benefits\/?page_id=40524"},"modified":"2026-01-06T12:33:00","modified_gmt":"2026-01-06T18:33:00","slug":"flexible-spending-accounts","status":"publish","type":"page","link":"https:\/\/www.tamus.edu\/benefits\/flexible-spending-accounts\/","title":{"rendered":"Flexible Spending Accounts"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"40524\" class=\"elementor elementor-40524\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b3d45b8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b3d45b8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-603736d\" data-id=\"603736d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c26a582 elementor-widget elementor-widget-text-editor\" data-id=\"c26a582\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Navia Benefit Solutions<\/strong>\u00a0is the Flexible Spending Account provider. Two types of Spending Accounts are offered, Health Care and Dependent Day Care. You can enroll in one or both accounts. If you enroll in the Heath Care Spending Account you will automatically receive a debit card to use for qualifying expenses. There is no cost to the participant for the debit card. Visit the\u00a0<a href=\"https:\/\/naviabenefits.com\/\">Navia website<\/a>\u00a0to register for an account to file claims for reimbursement.<\/p><p>You contribute to these accounts through payroll deduction before paying federal income and Social Security taxes. When you have qualifying expenses, you may withdraw money from your accounts to pay those expenses. This money is not taxed at withdrawal. In other words, you never pay federal income tax or Social Security tax on this money.<\/p><p>Because of the tax advantages, the federal government sets the following restrictions on these accounts:<\/p><ul><li>You cannot change your contribution amount during a plan year unless you add or lose a family member or you experience a change in job status, and the change you make corresponds to the change that has occurred.<\/li><li>You forfeit unused amounts at the end of the plan year.<\/li><li>You can use the accounts only for expenses incurred during the plan year.<\/li><li>You cannot transfer money between accounts.<\/li><li>While the same types of expenses that qualify for spending accounts also qualify for the medical tax deduction or child care tax credit on your federal income tax return, you cannot take the deduction or credit for expenses reimbursed through the spending accounts.<\/li><\/ul><p>The plan year runs from September 1 through August 31.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0a8e045 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0a8e045\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-26dee39\" data-id=\"26dee39\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0dd0c84 elementor-widget elementor-widget-text-editor\" data-id=\"0dd0c84\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4><strong>FlexConnect<\/strong><\/h4><p>FlexConnect makes flexible spending accounts (FSAs) easy to manage, and helps you avoid losing hard-earned money saved in your FSA. View the\u00a0<a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/pdf\/FlexConnectNavia.pdf\">FlexConnect fact sheet<\/a>.<\/p><p>FlexConnect:<\/p><ul><li>Automatically downloads your insurance claims<\/li><li>Identifies expenses that can be reimbursed with your FSA<\/li><li>Prepares and submits claims for reimbursement<\/li><li>Tracks your FSA balance to make sure you don\u2019t lose money at the end of the plan year<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8657f0 elementor-widget elementor-widget-eael-adv-accordion\" data-id=\"a8657f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-adv-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <div class=\"eael-adv-accordion\" id=\"eael-adv-accordion-a8657f0\" data-scroll-on-click=\"no\" data-scroll-speed=\"300\" data-accordion-id=\"a8657f0\" data-accordion-type=\"accordion\" data-toogle-speed=\"300\">\n            <div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"booklets-and-forms\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"1\" aria-controls=\"elementor-tab-content-1761\"><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Booklets and Forms<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-1761\" class=\"eael-accordion-content clearfix\" data-tab=\"1\" aria-labelledby=\"booklets-and-forms\"><ul><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/pdf\/naviainfo.pdf\">Navia Benefit Solutions flyer<\/a><\/li><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/website\/SPDs\/SPDFSA.pdf\" rel=\"noopener noreferrer\">Flexible Spending Account Booklet<\/a><\/li><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/pdf\/NaviaClaimForm.pdf\">Navia Claim Form<\/a><\/li><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/pdf\/Downloadclaimform.pdf\">How-To Download a Navia Claim Form Online<\/a><\/li><li><a href=\"https:\/\/assets.system.tamus.edu\/files\/benefits\/pdf\/programs\/LetterofMedicalNecessity.pdf\" rel=\"noopener noreferrer\">Letter of Medical Necessity<\/a>\u00a0<\/li><li><a href=\"https:\/\/docs.naviabenefits.com\/files\/FSA-Tips-Infographic.pdf?utm_source=sfmc&amp;utm_medium=email&amp;utm_campaign=FSA+Retention+%238&amp;utm_term=https%3a%2f%2fdocs.naviabenefits.com%2ffiles%2fFSA-Tips-Infographic.pdf&amp;utm_id=335111&amp;sfmc_id=39781233\">Tips for FSA Budgeting<\/a><\/li><\/ul><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"health-care-spending-account\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"2\" aria-controls=\"elementor-tab-content-1762\"><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Health Care Spending Account<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-1762\" class=\"eael-accordion-content clearfix\" data-tab=\"2\" aria-labelledby=\"health-care-spending-account\"><p>You can set up a Health Care Spending Account to reimburse yourself for medical, dental, vision and hearing care expenses not covered by your other benefit plans for yourself or family members. This includes deductibles, coinsurance and copayments as well as expenses not covered by your health and dental plans. You may not use the account to pay premiums for health or dental coverage.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"dependent-day-care-spending-account\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"3\" aria-controls=\"elementor-tab-content-1763\"><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Dependent Day Care Spending Account<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-1763\" class=\"eael-accordion-content clearfix\" data-tab=\"3\" aria-labelledby=\"dependent-day-care-spending-account\"><p>You can set up an account to reimburse yourself for the cost of day care for a child or older person who requires care while you (and your spouse if you are married) work. The dependent must share your home at least eight hours a day, be claimed as a dependent on your income tax return and be a child age 12 or younger or an older person who requires care due to a physical or mental disability. The day care provider must be a licensed center or an individual who is not claimed as a dependent on your tax return.<\/p><p>You may contribute up to $5,000 each year to a Dependent Day Care Spending Account. If you are married and file a separate tax return, your maximum contribution is $2,500 a year.<\/p><\/div>\n\t\t\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Navia Benefit Solutions\u00a0is the Flexible Spending Account provider. Two types of Spending Accounts are offered, Health Care and Dependent Day Care. You can enroll in one or both accounts. If you enroll in the Heath Care Spending Account you will automatically receive a debit card to use for qualifying expenses. There is no cost to&#8230;<\/p>\n","protected":false},"author":2713,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"show","_kad_post_layout":"default","_kad_post_sidebar_id":"","_kad_post_content_style":"unboxed","_kad_post_vertical_padding":"hide","_kad_post_feature":"hide","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-40524","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Flexible Spending Accounts - Benefits<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.tamus.edu\/benefits\/flexible-spending-accounts\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Flexible Spending Accounts - Benefits\" \/>\n<meta property=\"og:description\" content=\"Navia Benefit Solutions\u00a0is the Flexible Spending Account provider. 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